Newport Beach Homes Under $1 Million

Yes, homes under $1 million in Newport Beach do exist. The inventory is mostly condos and townhomes, it moves fast, and knowing the right neighborhoods makes all the difference. If you are serious about getting into Newport Beach at this price point, here is what you actually need to know.

Where to Look Under $1 Million in Newport Beach

The sub-$1 million market in Newport Beach is almost entirely condos and townhomes, and concentration matters a lot. Newport Heights and Westcliff tend to have the most consistent inventory in this range, with well-maintained complexes and good proximity to the beach without the Peninsula's premium. The Balboa Peninsula itself has opportunities, particularly smaller units and older buildings, some of which carry strong rental upside. Occasionally you will see a land-lease property or a smaller older unit in a quieter pocket come in under the $1 million mark as well.

What I tell buyers shopping this segment is to be ready to move. Properties priced well under $1 million in Newport Beach attract multiple offers quickly, especially anything with an ocean view or harbor proximity. I set up precise MLS alerts for my clients so we are looking at new listings the day they hit, not a week later when competition has already piled up. If you want to expand your search to nearby coastal markets with more sub-$1 million inventory, Huntington Beach, Seal Beach, and Costa Mesa are all worth considering alongside Newport Beach.

Questions about this price range or specific neighborhoods? Call or text Eric: 949-430-7500

What $1 Million Buys You in Newport Beach Today

Budget expectations matter here. At or just under $1 million, you are typically looking at a one- to two-bedroom condo or a smaller two-bedroom townhome. Some of these properties are genuinely well-located with updated interiors and strong HOA management. Others are older buildings that need work but offer real upside for buyers willing to renovate. The difference in long-term value between a well-run HOA complex and a poorly managed one is significant, so I always pull the HOA financials and reserve study before my clients make an offer.

One thing buyers in this range sometimes overlook is the ocean-view condo opportunity. Units on the upper floors of Peninsula buildings or on the hillside in Newport Heights occasionally come to market under $1 million, and they tend to hold value exceptionally well. If that is a priority for you, I can filter specifically for those and set up an alert so you hear about them immediately. You can also browse our curated ocean-view condos and townhomes in Orange County for a broader view of what is available coastally.

HOA and Financing Considerations

Condos and townhomes come with HOA dues, and in Newport Beach those can range from a few hundred dollars a month to well over a thousand depending on the building, amenities, and how recently assessments have been levied. HOA dues affect your total monthly payment and your purchasing power, so it is worth running the full numbers before you fall in love with a specific unit. Some buildings also have litigation history or underfunded reserves that affect financing options, particularly for FHA or VA loans. I walk through all of this with buyers before they write an offer so there are no surprises once escrow opens.

For a current read on median prices, price per square foot, and active inventory specifically in the under-$1 million segment, the Newport Beach market report pulls live MLS data updated throughout the day.

Newport Beach Under $1M FAQ

Are there detached homes in Newport Beach under $1 million?

They are extremely rare. Most inventory under $1 million in Newport Beach is condos, townhomes, or land-lease properties. If a detached home is a hard requirement, Costa Mesa and Huntington Beach offer more options at this price point while keeping you close to the Newport Beach lifestyle.

Can I find ocean-view properties in Newport Beach for under $1,000,000?

Yes, and they are worth watching closely. Upper-floor units on the Balboa Peninsula and hillside condos in Newport Heights do come to market in this range. They move fast because of strong rental demand and lifestyle appeal. Setting up an MLS alert is the best way to catch one as soon as it lists.

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Newport Beach Properties For Sale Under $1,000,000

$849,500
1 Beds 1 Baths NP26136117 MLS Active Status
Welcome to this brand-newly remodeled first-floor 1 bed, 1 bath residence in Villa Balboa. It has just been a thoughtfully updated with a fresh, modern coastal feel. The bright and open interior features new luxury vinyl flooring throughout, abundant natural light, and a spacious living area anchored by a fireplace with direct access to an extra-large private patio—perfect for relaxing, entertaining, or enjoying the Newport Beach climate. The newly remodeled kitchen features, new quartz countertops, new stainless steel appliances including a built-in wine fridge, updated lighting, and a convenient breakfast bar that opens to the dining and living spaces. The remodeled bathroom offers dual sinks, new quartz countertops, updated cabinetry, and new light fixtures, while in-unit laundry tucked into the hallway closet adds everyday convenience. The generous bedroom also opens directly to the patio, creating an easy indoor-outdoor connection and a peaceful retreat surrounded by the lush greenery of the community. Residents of Villa Balboa enjoy two pools, two spas, three pickleball courts, one tennis court, fitness center, clubhouse, barbecue areas, gated access, and beautifully maintained grounds. Just minutes from the beach, Newport Harbor, Balboa Peninsula, Lido Marina Village, Fashion Island, dining, and shopping, this turnkey residence offers the perfect blend of comfort, convenience, and Newport Beach living.

230 Lille Unit 102, Newport Beach

$935,000
3 Beds 3 Baths OC26182466 MLS Active Status
A hidden coastal sanctuary tucked into a secluded enclave of Newport Beach. Framed by towering mature trees and bordered by miles of scenic nature trails in Talbert Park and the future Randall Reserve. Newport Terrace offers a rare connection to nature, all while remaining just moments from the coast. This intimate, community delivers tranquility and active coastal living. Hike or bike through Talbert Park and along the Santa Ana River Trail to the beach, or connect to the coastal bike trail extending into Huntington and Newport Beach. Enjoy an exceptional array of amenities, including a sparkling pool and spa, al fresco BBQ areas, a multi-sport court, and wooded community trails with gated access to Canyon Park. This beautiful 3-bedroom, 2.5-bath, 1,346-square-foot townhome offers a private enclosed patio, single-car garage, and covered carport. The thoughtfully designed floor plan strikes an ideal balance between openness and functionality, creating inviting spaces for everyday living, entertaining, and relaxing. Step inside to a welcoming fireplace that anchors the living room, while abundant western light streams through dual-pane windows, with elegant wood shutters. The flooring has been recently updated throughout with high quality laminate. The main level flows naturally from the living room into the dining area and kitchen - with a convenient laundry room and half bath. A private enclosed patio sits just off the dining room and kitchen—creating an easy connection between indoor and outdoor living. Upstairs, the spacious primary suite makes a lasting impression with its dramatic vaulted, wood-beamed ceiling, generous organized closet space, and private en-suite bath. Two additional bedrooms offer flexibility for family, guests, a home office, or creative space and a share full bath off the hall. 11 Northwind Court offers something increasingly difficult to find: a relaxed Newport Beach lifestyle with room to live, entertain, explore, and breathe. This is your opportunity to embrace a lifestyle—where nature is close, the beach is within reach, and every day life feels a little more like a getaway.

11 Northwind Court, Newport Beach

$879,000
3 Beds 3 Baths OC26181444 MLS Active Status
Get ready to make your next move at Newport Terrace! This serene and luxurious 3-bedroom, 2½-bath townhome-style condo is the perfect launchpad for an active Southern California lifestyle. Step outside and start your adventure—Talbert Regional Park trails are just minutes away, offering miles of opportunities to walk, explore, bike, and enjoy the outdoors. When you're ready to unwind, come home to your peaceful private patio, perfectly positioned between the kitchen and garage where you can relax and catch the refreshing ocean breeze. Inside, the kitchen features granite countertops and tile flooring, creating a bright and practical space for everyday living and entertaining. Upstairs, the spacious primary suite is your private retreat, featuring cathedral ceilings, a beautiful view, and its own private bathroom. One of the biggest perks? This is an end unit with only ONE shared wall, giving you added privacy and a wonderful sense of separation from the neighbors. Parking and convenience are covered with your own 1-car garage, an additional 1-car carport, and plenty of guest parking. The well-maintained Newport Terrace community adds even more ways to enjoy life with a sparkling pools, jacuzzi, BBQ area, and basketball court. Whether your ideal day means hitting the trails, catching an ocean breeze, relaxing by the pool, or simply coming home to a quiet retreat, this Newport Terrace townhome puts adventure and relaxation right outside your door. Your next chapter starts here. Come explore it!

12 Latitude Court, Newport Beach

$550,000
1 Beds 1 Baths IV26179782 MLS Active Status
Welcome to this beautifully remodeled and thoughtfully designed one-bedroom condo, ideally located within approximately a 13-minute walk of the beach in desirable Newport Beach. Professionally designed to maximize every square foot, this turnkey home offers an exceptional blend of style, comfort, and functionality. The bright and airy living area flows seamlessly into the open kitchen, featuring counter lighting, floor-to-ceiling cabinetry, and newer stainless-steel appliances. A newer double-slider door opens to the private balcony, where you can enjoy a peek-a-boo ocean view and the shade of a beautiful ornate birch tree. The spacious bedroom includes a small walk-in closet with custom built-ins and mirrored doors. The remodeled bathroom features an enclosed tub with newer sliding glass shower doors. Throughout the condo, pocket doors and built-in hallway cabinetry maximize usable space while maintaining a clean, modern feel. The hallway also offers a convenient utility closet and hookups for a stackable washer and dryer. Additional features include ceiling fans with remote controls in both the living room and bedroom, a newer tankless water heater, underground gated assigned parking, and a private storage shed. Enjoy the Newport Beach lifestyle with nearby walking paths, restaurants, boutiques, waterfront dining, and some of Southern California's most beautiful beaches. Whether you're looking for a full-time residence, vacation getaway, or coastal retreat, this move-in-ready condo offers an opportunity to own your own piece of Newport Beach sunshine.

500 Cagney Lane Unit 205, Newport Beach

$925,000
4 Beds 3 Baths 26850773 MLS Active Status
New Co-Ownership Opportunity: Own one-eighth of this turnkey home, professionally managed by Pacaso. Balboa Promenade sits along Grand Canal on Balboa Island's main walking route, a two-story stone and stucco home with a French-inspired character that stands apart on this stretch of Newport Harbor. The cobblestone courtyard, terracotta tile roof, black lanterns and mature olive tree give the exterior a distinctly European quality that carries through to the interior.The great room has dark rustic wood beamed ceilings, light hardwood floors and a fireplace, with multiple glass doors opening to the canal-side deck. The kitchen has gray cabinetry, marble countertops, stainless steel appliances and distinctive black pendant lighting, separating the main living space from a relaxed family room with doors to a sun-dappled side courtyard with an outdoor fireplace. The primary suite has a fireplace, vaulted wood ceiling, French doors to a private deck with canal views and an en suite bath with a freestanding soaking tub, double vanity and tiled shower.The canal-side deck and cobblestone courtyard give Balboa Promenade two distinct outdoor settings, with the private dock offering direct water access to Newport Harbor. The 1.5-mile loop around the island is walkable from the front door, and a Duffy boat ride to The Wedge surf break and Newport Beach's coastline, boutiques and restaurants are all within easy reach.Balboa Promenade is professionally designed, appointed and managed by Pacaso. Owners arrive to find everything ready, with nothing left to arrange before the stay begins.

305 Grand Canal Unit 8, Newport Beach

$899,999
2 Beds 2 Baths PW26129018 MLS Active Status
Walk to the beach. Enjoy ocean breezes every day. Relax on your private balcony while watching spectacular sunsets in one of Newport Beach's most desirable gated communities. If you love Ocean views, this could be your dream home! Offered for the first time in more than 40 years, this rare 2-bedroom, 2-bath home is located in the highly desirable gated Versailles community. The spacious living area features a cozy fireplace and an open-concept layout connecting the living room, dining area, and kitchen—creating a comfortable setting for both everyday living and entertaining. The living room opens directly to the private balcony, creating an inviting indoor-outdoor connection and the perfect spot to enjoy the coastal atmosphere. Faux wood flooring extends throughout the main living areas, with plush carpeting in the bedrooms. The primary suite includes a recently remodeled bathroom, while thoughtful updates throughout the home provide a move-in-ready foundation with opportunities to add your own personal style. Versailles offers an exceptional collection of resort-style amenities, including a beautifully appointed clubhouse with full kitchen, sparkling pool and spa, BBQ area, private saunas, two fitness centers, recreation room, and card room. The gated community features controlled entry and secured building access. Additional conveniences include two assigned underground parking spaces and the option to lease additional storage or parking through the HOA. HOA dues include water, gas, and trash service. Pets are welcome, subject to HOA approval. Ideally located near Newport Beach Pier, Balboa Island, Lido Marina Village, Newport Harbor, outstanding restaurants, and Hoag Hospital, this is a rare opportunity to enjoy the best of the Newport Beach lifestyle. Whether you're looking for a full-time residence, a second home, or a weekend coastal escape, this special property offers an exceptional location, ocean breezes, beautiful sunsets, and the opportunity to create your own Newport Beach retreat.

102 Scholz Unit 234, Newport Beach

$858,800
2 Beds 2 Baths OC26105277 MLS Active Status
PRICED TO SELL! SELLER HIGHLY MOTIVATED. Looking for a renovated home in Newport Beach without the million-dollar price tag? This beautifully updated 2-bedroom, 2-bathroom corner condo delivers the coastal lifestyle buyers want—just minutes from the beach, dining, shopping, and everything Newport Beach has to offer. Located on the bottom floor, this light and bright home features an open-concept floor plan with generous living and dining areas, large windows, and an abundance of natural light. The recently renovated interior offers stylish finishes throughout, creating a move-in-ready space that feels fresh, comfortable, and easy to live in. The kitchen opens directly to the living and dining areas, making everyday living and entertaining effortless. The spacious primary suite features an ensuite bathroom and ample closet space, while the second bedroom offers flexibility for guests, a home office, or whatever fits your lifestyle. Step outside and enjoy the community’s resort-style amenities, including a sparkling pool, spa, fitness center, BBQ area, and clubhouse. And then there’s the location—just minutes from the beach, with easy access to Newport Beach’s restaurants, shopping, entertainment, and outdoor lifestyle. Renovated. Ground-level. Corner unit. Newport Beach. Minutes from the coast. If you’ve been waiting for an opportunity to own in this coveted area, this one is worth seeing in person.

300 Cagney Lane Unit 101, Newport Beach

$899,000
5 Beds 3 Baths 24445141 MLS Active Status
New Co-Ownership Opportunity: New co-ownership opportunity: Own one-eighth of this professionally managed, turnkey home. Balboa Sands sits directly on West Oceanfront, where the Balboa Peninsula boardwalk runs along the front of the property and the Pacific stretches out beyond. The three-story white exterior with glass-railed balconies at every level is immediately recognizable on this stretch of coast.The main floor opens through a white Dutch door to the boardwalk and beach beyond, with an open plan living area centered on a stone fireplace and floor-to-ceiling windows framing the ocean. The kitchen has white cabinetry, tan granite countertops, stainless appliances and a breakfast bar with woven seating. Glass doors lead directly to the oceanfront patio, where the sand is just steps away. The primary bedroom has sliding doors to a private balcony with unobstructed Pacific and Catalina views, and an en suite bath with dual sinks and a tiled shower.The rooftop sun deck is Balboa Sands' highest point, with panoramic views of the Pacific, Catalina Island and the Newport Harbor coastline stretching in every direction. A bonus room just below gives the top floor a flexible, unhurried quality suited to longer stays. The Balboa Peninsula's bike path, the Balboa Pier and the shops and restaurants along Balboa Boulevard are all within easy reach.Balboa Sands is professionally designed, appointed and managed by Pacaso. Owners arrive to find everything ready, with nothing left to arrange before the stay begins.

506 W Oceanfront Unit 2, Newport Beach

$909,000
4 Beds 5 Baths 24441013 MLS Active Status
New Co-Ownership Opportunity: New co-ownership opportunity: Own 1/8 of this professionally managed, turnkey home. Just minutes from Balboa Pier Beach, this completely renovated and redesigned 4-bedroom, 4.5-bath home makes a perfect coastal retreat. Perched on a corner lot, the three-story home is filled with light, relaxing spaces to enjoy with family and friends. Topping it off is an expansive rooftop deck with stunning ocean views. Large windows, glass doors and wood floors make this modern home feel fresh and inviting. The great room, complete with gas fireplace, flows easily to the paved front patio for easy indoor/outdoor living. The sleek kitchen has Viking appliances, a generous island and a huge pantry. Just around the corner are a powder room and laundry room. On the second floor, the primary bedroom has a private balcony, spacious closet and en suite bathroom with dual vanity, tiled shower and oval soaking tub. This level also has two guest bedrooms and bathrooms and access to a deck with a peek-a-boo ocean view. In addition to a fourth bedroom with a balcony and a nearby bathroom, the home's top level offers access to the spectacular rooftop entertaining area, complete with outdoor kitchen, fire pit and ocean views. Or opt to dine at one of the many nearby restaurants, enjoy a sunset stroll on the beach and stop by one of the fire rings to warm yourself on a cool evening. The home, close to the body surfing hot-spot called the Wedge, comes fully furnished and professionally decorated.

1703 Plaza Del Sur, Newport Beach

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Based on information from California Regional Multiple Listing Service, Inc. as of . This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.